學(xué)生使用信用卡 Credit Cards on Campus英語(yǔ)作文（精選12篇）
在日常的學(xué)習、工作、生活中，大家對作文都不陌生吧，作文是人們把記憶中所存儲的有關(guān)知識、經(jīng)驗和思想用書(shū)面形式表達出來(lái)的記敘方式。一篇什么樣的作文才能稱(chēng)之為優(yōu)秀作文呢？以下是小編精心整理的學(xué)生使用信用卡 Credit Cards on Campus英語(yǔ)作文，僅供參考，大家一起來(lái)看看吧。
學(xué)生使用信用卡 Credit Cards on Campus英語(yǔ)作文 篇1
Nowadays, credit cards have been increasingly popular on campus in that banks are growingly paying their attention to students and laying out various policies to cater for students’ need As far as I am concerned, it is necessary for students to keep credit cards For one thing, it is convenient for students to deal with various financial matters For another, using credit cards is a good way to teach students to improve their ability in managing their money and form good habit in spending money In addition, the overdrawing function of the credit cards provides a chance for those students who cannot afford their tuition fees to continue to receive their education.
雖然一些學(xué)生透支信用卡來(lái)購買(mǎi)會(huì )增加家庭經(jīng)濟負擔的奢侈品和不必要的東西，但是我認為它的優(yōu)點(diǎn)遠遠大于它的缺點(diǎn)。
Thus, I consider that it is necessary for students to use credit cards.
因此，我認為學(xué)生使用信用卡是有必要的.。此外，他們還應該得到教導如何正確使用信用卡，形成正確的消費觀(guān)念。
學(xué)生使用信用卡 Credit Cards on Campus英語(yǔ)作文 篇2
As the economy is developing so rapidly, people’s attitude towards life is changing at the same time. Credit cards are becoming more and more popular. but what advantages and disadvantages do they have?
Firstly, it is quite convenient ant safe for us to use a credit card. Cash-stolen does not exist in this way. People now take a card instead of a heavy purse wherever they go. Secondly, credit cards represent great honour. People using credit cards shows his special identity and draw others attention.
On the other hand, credit cards are not always that good. Credit cards can lead to overspending somehow. People pay more than they have and then get busy paying off. Furthermore the credit card cheating happens more often.
In my opinion, credit cards do good in our life. But we should use them carefully. Only when used credit cards properly can make contribution to a more convenient and safer life.
隨著(zhù)經(jīng)濟的迅速發(fā)展，人們對生活的態(tài)度也在不斷變化。信用卡變得越來(lái)越流行。但他們有什么優(yōu)點(diǎn)和缺點(diǎn)呢？
首先，我們使用信用卡很方便。在這種方式中不存在現金被盜。人們現在拿著(zhù)一張卡片，而不是一個(gè)沉重的錢(qián)包，無(wú)論他們走到哪里。其次，信用卡代表了巨大的榮譽(yù)。使用信用卡的人顯示了他的`特殊身份，并吸引其他人的注意。
另一方面，信用卡并不總是那么好。信用卡有時(shí)會(huì )導致超支。人們付出的比他們有更多的錢(qián)，然后得到繁忙的回報。此外，信用卡欺詐更經(jīng)常發(fā)生。
在我看來(lái)，信用卡在我們的生活中做得很好。但我們應該小心使用它們。只有在使用信用卡時(shí)，才能為更方便、更安全的生活做出貢獻。
學(xué)生使用信用卡 Credit Cards on Campus英語(yǔ)作文 篇3
Credit card offers a convenient way to buy goods but every coin has two sides. From the cartoon above we see that credit card can lead to unmanageable debt and financial crisis if used unwisely. So people should keep in mind the risk of using credit card and try to spend money wisely.First, before applying a credit card, people should make sure whether they can afford to pay back money spent on the card.
Second, it is very important to work out what kind of card meets their needs. Third, people should try to pay their balance in full every month, or they will be charged interest and have negative effects on their credit scores. Finally, since some cards have high interest rates and fees when failing to pay back, it is necessary to work out the cost before using the cards.
學(xué)生使用信用卡 Credit Cards on Campus英語(yǔ)作文 篇4
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.
個(gè)人信用卡在中國變得越來(lái)越普遍。銀行和其他金融機構都鼓勵他們的客戶(hù)改變買(mǎi)東西的方式。信用卡，稱(chēng)為“塑料錢(qián)”，正在提供非常良好的條件來(lái)鼓勵改變。消費者將能夠享受“先購買(mǎi)，后付款”，很多人認為這是一個(gè)優(yōu)勢。
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
但人們要小心。信用卡伴隨危險。有些人發(fā)現很容易超過(guò)自己的預算。他們試圖購買(mǎi)他們并不真正需要的商品，并迅速由于債務(wù)負擔過(guò)重。信用卡往往收取較高的利率，這加劇了這些問(wèn)題。
However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
但是，理性的使用信用卡可以提高人們的生活質(zhì)量。他們可以得到錢(qián)來(lái)付突然的`，意料之外的費用。處理得當，它們可以讓人們控制他們每月的支出和記錄下他們的每個(gè)月所花的錢(qián)的報表。
學(xué)生使用信用卡 Credit Cards on Campus英語(yǔ)作文 篇5
Will Credit Cards Bring Harm to the Students?
Recently, in order to extend business to university campus, some banks offer credit cards to college students. Many people worry that credit cards may do harm to students, while others don't think so. In my opinion, credit cards are good for students if they are used appropriately.
First, when a student uses credit cards, he needn't bring much cash with him every day. And the less cash he brings, the less he needs to worry about being stolen. Second, using credit cards can minimize the chances of receiving forged notes. Students are not quite good at distinguishing forged notes, and thus often become victims of coiners. If they use credit cards, it will be very possible for them to avoid receiving forged notes because they don't need to get the changes. Third, using credit cards can help students to know more about "credit". If they don't repay their credit account in time, they will have to pay more interests and what's worse, they will get a bad credit record which will bring inconvenience to them in the future.
Therefore, I believe that credit cards will not bring harm to students if used reasonably.
學(xué)生使用信用卡 Credit Cards on Campus英語(yǔ)作文 篇6
Nowadays, an increasing number of students would rather use credit cards than cash to pay for everything. There are at least three factors accounting for the increasing use of credit cards.
For one thing, a credit card will offer students a safe way to pay their tuition fees,thus it diminishes the risk of taking a large sum of money with oneself. For another, most credit cards provide a variety of services, such as a greater convenience of shopping and spending, streamlining collection procedures, etc. In addition, students can draw money with a credit card anytime they want, thus solve the problem of money shortage.
As to the issue of credit cards on college campus, I am inclined to believe that it is not bad for college students to have credit cards, however, we’d better lay down some rules of the credit cards on college campus to stop the misconduct of credit cards, and only in this way can we enjoy the advantages of credit cards on college campus.
學(xué)生使用信用卡 Credit Cards on Campus英語(yǔ)作文 篇7
Now more and more people use credit card, credit card has become our the indispensable part in life. On the one hand, credit card can make our life more convenient, for instance in times of emergency providing for convenience. On the other hand, it can make us consume advancely , higher quality of life.Especially for our college students, it is more popular.
However the credit card also has its disadvantage side, for example, many people use overruns but couldn't return. In addition, it also easily to encourage useless consumption.
Personally, I think we need use credit card rationally. Don't use it as far as possible overdraws massively. What's more , wo must return back it , in order to avoid has the disadvantageous influence for us. Only the rational use, the credit card can the key time displays its key the function .
現在越來(lái)越多的人使用信用卡，信用卡成了我們生活中不可缺少的一部分。一方面，信用卡使我們的生活更加方便，比如在緊急時(shí)刻提供供方便。另一方面，它能使我們提前消費，更高質(zhì)量的生活，尤其對我們大學(xué)生而言，它更為流行。但信用卡也有其不利的一面，比如，很多人使用的超支了卻還不起。除此之外，它也容易鼓勵一些無(wú)用的消費。
我個(gè)人認為，我們需要理性的使用信用卡。盡量不去大量透支的使用，要進(jìn)行合理的消費，而且要及時(shí)的.還清，以免給我們的信譽(yù)造成不利的影響。只有理性的使用，信用卡才能關(guān)鍵的時(shí)刻發(fā)揮它關(guān)鍵的作用。
學(xué)生使用信用卡 Credit Cards on Campus英語(yǔ)作文 篇8
Credit Cards Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as plastic money, are being offered on very good terms to encourage the change.
Consumers will be able to buy now, pay later, and many see this as an advantage. But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
However, used wisely credit cards can improve the quality of peoples lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
學(xué)生使用信用卡 Credit Cards on Campus英語(yǔ)作文 篇9
In recent years, credit cards have gained more popularity among college students. With banks’ more focus on college market, an increasing number of college students have applied for credit cards and begun to consume by them.
The following three factors can account for the popularity of credit cards on campus. Firstly, a credit card provides overdrawing service, which is a big attraction for those students who have not much money for their domination. Secondly, a credit card can help release financial burdens on those poor students, and hence reduce the risk of their dropping school for lacking money. Besides, many banks make some preferential policies on credit cards, like sending a gift, lowering year cost. Drawn by these policies, many college students have applied for credit cards.
As far as I am concerned, it is not a bad thing for college students to own credit cards. However, there is misuse of credit cards among college students. Many students use credit cards to buy luxurious things they don’t need really, and even some of them owe a big credit card debt. Therefore, schools and banks have responsibility to let college students learn how to use credit cards properly. Only in this way can college students enjoy really the advantages of credit cards.
學(xué)生使用信用卡 Credit Cards on Campus英語(yǔ)作文 篇10
Recently,with the credit card playing an increasingly important role in our daily life,more and more people are fond of taking an card when them go out.Credit cards can be handy — they mean you do not have to carry large sums of cash.Even so,many people still be fall into the trap of credit card.
As a matter of fact,thought-provoking as it is,does mirror a current social phenomenon-we need to be cautious when using credit cards. Banks and other financial institutions are encouraging their customers to change the way they buy things. Thought credit card may bring people great convenience.There re many risks associated with the irresponsible and excessive use of it. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.And worst of all,if you don't pay your debt in time,a negative make will be on your credit report.
As far as I'm concerned,using credit cards wisely can improve the quality of lives.You can pay by credit card.Like a coin has two sides,there is a positive aspect and a negative aspect.We should be taught to use it properly and form a correct notion of consume.
可使用的句子
近幾年信用卡業(yè)務(wù)迅猛增長(cháng)，太多的放貸機構在辦理該類(lèi)業(yè)務(wù)時(shí)附加了隱形條款和機關(guān)陷阱，無(wú)數客戶(hù)受騙上當并不堪其辱。
As the credit card business boomed in recent years, too many lenders added tricks and traps that have ensnared and infuriated millions of their customers.
此外，信用卡的`使用還將減少中央銀行的鑄幣稅收入，削弱再貼現政策、法定準備金政策、公開(kāi)市場(chǎng)操作等貨幣政策工具的效力，增大金融系統的流動(dòng)性風(fēng)險和信譽(yù)風(fēng)險。
Besides, the use of credit cards will also reduce the seigniorage revenues of central banks, weaken the effects of monetary policy tools and raise the liquidity risk and credit risk in financial system.
學(xué)生使用信用卡 Credit Cards on Campus英語(yǔ)作文 篇11
In recent years, credit cards have gained more popularity among college students.With banks’ more focus on college market,an increasing number of college students have applied for a credit card and begun to consume by it.
The following three factors can account for the popularity of credit cards in college. Firstly, a credit card provides overdrawing service, which is a big attraction for those students who have no much money for their domination. Secondly, a credit card can help release financial burdens on those poor students, and hence reduce the risk of their dropping school for lacking money.Besides, many banks make some preferential policies on credit cards, like sending a gift, lowering year cost. Drawn by these policies, many college students apply for credit cards.
As far as I am concerned, it is not a bad thing for college students to own credit cards.However, there is misuse of credit cards among college students. Many students use credit cards to buy luxurious things they don’t need really, and even some of them owe a big credit cards debt.Therefore, schools and banks have responsibility to let college students learn how to use credit cards properly.Only in this way can college students enjoy really the advantages of credit cards.
學(xué)生使用信用卡 Credit Cards on Campus英語(yǔ)作文 篇12
Nowadays, credit cards have been increasingly popular on campus in that banks are growingly paying their attention to students and laying out various policies to cater for students’ need.
People hold different views towards students’ owning credit cards. As far as I am concerned, it should be cautious for students to keep credit cards.
如今，信用卡在大學(xué)校園中越來(lái)越流行了，因為銀行越來(lái)越關(guān)注大學(xué)生這一群體并制定各種政策來(lái)滿(mǎn)足學(xué)生的需求。對于大學(xué)生持有信用卡人們看法不一。就個(gè)人而言，我覺(jué)得大學(xué)生應該慎重考慮去辦理信用卡。
Students need to be calm and wise when applying for or using credit cards . There are latent risks associated with credit cards.
Some students find it quite easy to exceed their budget.
They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt.
The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
And in the long run, this irresponsible and irrational consumption behavior will be impeditive for students to develop into a good consumption habit.
學(xué)生們在申請或者使用信用卡的時(shí)候要冷靜理智。信用卡本身伴隨著(zhù)風(fēng)險。
有些學(xué)生發(fā)現很容易超過(guò)自己的預算。他們常常情不自禁地就購買(mǎi)了他們并不真正需要的商品，并且很快變得負債累累。
信用卡往往收取較高的`利率，無(wú)疑使得這一問(wèn)題雪上加霜。
并且從長(cháng)遠來(lái)看，這一不負責任、不理智的消費行為將有礙于學(xué)生養成一個(gè)良好的消費習慣。
On the other hand, when in emergency circumstances, credit cards will play its role and save you bother relatives or friends.
Credit cards can temporarily relieve your financial burden.
Minimum repayment or amortization is preferred alternative when you are strapped for cash.
當然，信用卡也有用武之地。遇到緊急情況時(shí)，信用卡可以給持卡人省去叨擾親戚或朋友的麻煩。
信用卡可暫時(shí)緩解你的經(jīng)濟壓力。
按最低還款額或者分期還款，是個(gè)不錯的選擇，當你手頭不太寬裕的時(shí)候。
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